People Who Need...
To Be Lent
{PWN...TBL}
Introduction
and History
Welcome to the headquarters of "People Who Need...To Be Lent," or PWN...TBL! The group was created after the co-founders all met on a lender-seeking AC board. (Caylan, Megg, Julie, Sluey, Ghost, Jesse, Zipper, J, and Marcus) We decided that we enjoy talking to each other so much that we ought to create a chat group in which people can look for lendees/lenders in a casual, friendly environment.
This chat group is not just comprised of people wanting to lend or be lent particular avatar items. In fact, you don't have to be looking to borrow/lend at all! Just come on in and chat away, and get that warm, fuzzy feeling while watching people get lent, or look for lenders with others who are searching as well!
Please read the Frequently Asked Questions section!
How To Join
To be listed for any non-MSPP/SuAP items, pets, or petpets, there are no avatar requirements; you just need to be friendly and active!
To be listed as a MSPP/SuAP seeker, you must have at least 280 avatars, and of course be friendly and active on our boards!
To be listed as an actual member, there are several guidelines: For the most part we just ask that you be active and friendly on several PWN...TBL boards long enough to be known by most members when you walk in or regularly aren't afraid to make boards!! You will eventually be added on the list along with your avatar, and will be asked to send in a little blurb about yourself!
Have a question about membership rules? Click here!
Rules
There aren't many rules besides "have fun" and keep things appropriate, but for the sake of lenders and chatters alike...
Lenders will NEVER lend people who NM them unless they have full collateral in ETS (easy to sell) or other wise stated of item avatar.
What are ETS items, you ask? Click here!
1. Please do not harass lenders on the board to lend you their items or pets! Lenders have earned them, and reserve the right to lend/not lend whomever they choose, or to lend only for full collateral. People who cannot follow this rule will be removed from the lendee lists, blocked by the lender, and will not be welcome on PWN...TBL boards!
2. Please do not send lenders NM's about borrowing their items unless you have full collateral (and even then, please only limit your NM's to one)! People who do not comply with this rule will be blocked by the lender.
3. You must remain relatively active and friendly to stay on the lendee lists. Come chat with us on our boards once in a while and this shouldn't be a problem!
4. Co-founders have priority in making PWN...TBL boards. If there are no boards on the AC already, PWN...TBL members are welcome to make boards as long as they include basic information about the group and a link to the page!
Boards should be something along the lines of:
Hello and welcome to People Who Need...To Be Lent, or PWN...TBL! We're a chat group based on finding lenders/lendees, working on game avatars together, and also just chatting with friendly people So come on in, we're all a bunch of friendly old farts.
http://www.neopets.com/~frakala
Read the page for more info!
Members
Superlatives
Members
The people listed below have proven themselves to be extremely active and trustworthy members of PWN...TBL!
 Ali is a 16-year-old girl that was born on Halloween and is therefore an undercover pumpkin. She goes on Neopets WAY too much and procrastinates at everything else. Friendly and easy to talk to and you can always neomail her with any questions!
 Amber loves avatars and my pwnful friends, you know who you are. ^^ I'm trying to become serious avatar collector. (*sigh* xD) I love to go onto PWN...TBL boards, they brighten the darkest days. =) I'm a hyper-active girl who's born on a pwful day, if I do say so myself, Januaray 17. My search is over for Fire Blumaroo thanks to katie. ^^
 Amira is an avatar addict that can't seem to stop collecting. She always replies to Neomails and they are always open. She can't seem to keep her mind on something. Her bad memory makes her ask a lot of questions so she apologizes if she keeps asking you the same question!
 Anna
is awesome. Need more? Mail her
 Annah
is a 14- soon to be 15 (April 12th) avatar collector and has been playing neopets for about 2 years! She is second-in-command of her Avatar Guild (Behind Kathryn, the amazing avatar game getter, who is also a member)!
 Anne Marie pretty much rocks. end of story.
 Ariais a crippled girl, and loves ranting about being sick and is actually part Meepit. Aria lurks the PWN boards pretty much all day, unless she's playing one of her thousands of video games. She loves computers, and one day hopes to maybe even work for TNT. xD ... maybe then she would get a draik ;D.
 Avalon
is an ancient neopian and an avatar collector. She is 23 years old, and has an odd habit of biting the skin off her lip. When she is not off-site throwing prinnies around, you can find her in the PWN TBL chat.
 Avery
is too cool for a blurb ;D
 Beth
is a 17 year old neopian who has been playing neopets for over 6 years total. She is a little over obsessive when it comes to avatars, and spends most of her time on neo searching for them. In her spare time she likes to fight ninjas and inferis, and party with hobbits. In the future, she plans on turning into a vampire and moving to Forks, WA.
 Cat is our token kitty. She likes curling up in the sun for long naps, playing with her toy mice, and being sung to why having her ears scratched. She also likes to throw random things at random people, randomly. So beware! *purr*
 Caylan has been a Neopian for many years, yet is still very much a Neo-addict. She is the leader of a wonderful avatar/BD guild called Camelot. She's terrible at most games, but you'll almost always find her working on some pesky game avatar!
 Crystal is the most amazitaziling person on the Earth. If you don't like me eat *dung* or Sarah's meepits will eat cho.
 Cosmic is one of the many Sarahs inhabiting Neopia. And she wants to know: have you ever eaten a crayon? The people must know! Rawr! taunt. O_O!
 Darky is a 18 year old (Soon to be 19) obsessed Neopian. She is a Battle doming, Beauty Contesting, Cheese Eating, Negg throwing, ACer with a procrastination problem. When not Throwing Neggs or Chatting on the TBL boards, she is busy attempting to steal Chuck Norris' left shoe.
 Davy is a cool and funny boy that loves any sport other than cricket, golf and the few like that. He thinks that PWN TBL is a boring *slapped by Megg* I mean fun. Yes fun group.
 Dino blames Viacom and pwns post 500
 Dzul is 15 years boy who love neopets. He is a hard-working avatar collector and an awesome friend. He is really cool and nice.. He also enjoys making new friends and learn new languages. he still struggle to feed one kad. wish him luck, okay!
 Effie is an excitable neo addict that spends her time avatar hunting, talking about her children, and playing KQ. She can be easily spotted on the boards due to her frequent abuse of smilies as well as breaking into dance for no apparent reason.
 Emily is a 19-year-old college girl born on Valentines' Day, and she has a slightly unhealthy obsession with peas. (Peas are friends, not food!) She normally only comes on for her guild, but avatar collecting has always been one of her passions.
 Ghost has been addicted to neopets (mostly collecting avatars and chatting with friends) for a while now. Although she's running out of avatars to get, her pwnsome friends have kept her active.
 Gracey, aka Megg's twin, enjoys any form of caffeine, especially Red Bull and coffee (regardless of her bed time). She occasionally poofs and supports bad habits.
 Gosh
is a teenage avatar collector. She is very poofy and can be a lazy bum but she also can be very interesting. She loves to read, wishes she had her own Ipod, and will ramble on about how she once spammed the BDC for fun if you let her. Oh and she would really like the Adam av. ;D
 Henny
is 14 (soon to be 15) year old avatar collector and has been playing neopets for just under 6 years. She's usually calm and hardworking but occasionally has her 'coffee' moments where she goes bonkers. If you see her having a 'coffee' moment, evacuate. Immediately.
 Hillary loves life. she likes to talk a lot and has something to say about EVERYTHING. talk to her about sports or pirates and shell love you forever (: she also plays volleyball and tends to talk a lot about it and her messed up knee
 J is a hardworking, self-proclaimed Neo-addict who probably spends more time in Neopia than in reality. He has many goals on Neo but likes to help others accomplish their goals as well. Coming to Neopets for him is an escape from reality and he tends to steer away from stress or drama!
 Jesse is, if you could not tell already, an avid avatar collector (and a fan of toast). He is an active member of his guild, ACS, and is quite talented at most games!
 Julie is an avid avatar collector, if you couldn't tell already! She's very friendly and loves to meet new people and talk about... what else? Avatars!
 Kadis is a 13 (14 on January 6th!) year old girl who is out there alot. She has a bad mind, if you know what she means. She looves avvies, and is trying to collect as many as possible. Talks way too much and loves all of her friends. You can find her on the AC boards, chatting away and trying not to take everything too badly.
 Kathryn is a friendly Neo-addict of about a year and half. She doesn't have all that many avatars, but is quickly rebuilding what she lost. She loves to chat, and is practically disabled when it comes to game avatars. She welcomes your neomails!
 Kay is the proud leader of Omneo, a very active Block Guild. She spends most of her Neo-days chatting and attempting to restock on this newfangled random system. She is slowly climbing up the avatar collector's list and hopes to make it to Bronze level shortly!
 Laeh, is a random person that some times talks in 3rd person about herself. She is obsessed with avatars, and is so very random. she also lends MR
 Liza is my name. Hi! I have 175 avvies and am trying to get more. Im also 13 years old and not very good at writing.
 Lizzie seems to be the only pwn...tbl member that understands that nobody reads blurbs unless..
a) They are told to read them.
They have no life.
c) They have to much spare time on their hands.
She spends most of her neopets.com time on pwn..tbl boards. =)
 Lola is too uberly super to have a blurb.
 Marcus is just a really cool guy. He likes Neopets but isn't on as consistently as the others. He has a humorous personality, just ask any of the other members. He is sad that his name for the chat group, OFWWTBLSAMWTWBL, wasnt chosen. Maybe it's a bit long. Chat him up sometime! ^^

We're sorry Mark is not available right now, please leave a message after the beep. BEEEEEEEEEEEEEEEEEEEEEEEEEP
 Mark is super hexa crazy awesome :D :D :D
 Matt is an active 13-year old who is online almost every day. PWN...TBL is his favorite chatgroup, and has made many friends there. He's currently searching for MSPP, and hopes to be lent through this chatgroup. He's also in the same guild as Jesse, one of the co-owners of PWN...TBL. ACS rules, ask me for an invite
 Megan welcomes Neomails, so instead of reading this, why don't you Neomail her to find out about her yourself? ;3
 Megg has been on Neopets since way longer than this account speaks for. She is an adult Neopian and a complete goofball at heart. You will find her lurking the AC or premium boards mostly, and she is currently working on a stamp avatar.
 Mel loves playing basketball, soccer & badminton when shes not on neo. She loves twilight & cannot live without her iTouch. Currently looking for a SuAP lender and an Adam lender. =) She spends way too much time on the AC chatting and loves making fonts.
 Mike
is an avatar collector. He has been playing neopets for over 7 years. He also loves to chat and is on neopets almost everyday for a long time. He loves his guild N.A.C. If you ever want to chat he is a great person to chat with!
 Mishyfish
lives and breathes Twilight, someday she hopes to marry hey own Edward Cullen. She's on occasionally and welcomes everyone with a big hug! She's 14 and loves to talk talk talk, so chat up with her if you like.
 Morgan is a one of a kind...BUNNY!!! She has been working on becoming a serious avatar collector lately. She can be found on the PWN...TBL boards most of the time when's she's on. She enjoys talking to new people, but isn't too fond of random neofriend requests. Bunny out!
 Roger is an intellegent and nice 11-year-old. He has been playing Neopets for more than a year. He has many nice friends who help him. His goal is to update his shop to size 100, collect all the backgrounds (except NC Mall backgrounds), and get 100 stamps in his album.
 Sabine is an active, hardworking and friendly Neopian who is addicted to Neo. She is forever chatting, and loves working on her petpages/avatars. She is horrible at earning Neopoints, and even worse at game avatars, but is always giving things a go!
 Sangelis an interesting addition to Pwn...Tb, always trying to get game avvies and applying for dream pets. Dont worry she doesnt bite  ... much... Anyhoo Sangel is fun, and kinda crazy! You will see her on these boards often!
 Sarah is 16. She is Megg's assistant, and does Megg's dirty work when she is not around. She talks in third person and has a busy extracurricular schedule, considering her high academics and thriving jewelry business, and learning to drive. She is Queen of the meepits and has joint custody of them and the mallet with Dino!!~ PS she makes all layouts and fonts custom
 Shaneli is a active member that is working towards a Maraquan Draik. She plays games most of the time but she is ALWAYS hanging around the AC (while she is on at least). She has lots of awesome friends here who tackle her. She also makes fonts so requests are taken. Dont forget to drop an neomail! (She trained her Dinosaur to take neomails to her.)
 Silver is an older-than-dirt Neopian. She's the owner of N.A.C with Megg as her trusty sidekick. She loves zapping pets for friends and occasionally puts pets for adoption. She is game challenge and HTML illiterate and is too nice for her own good.
 Sodais an 18 year old avatar collector thats been on neo for 6yrs and and he loves to be kind to others in need, oh and did we mention hes a NeoCola Addict?
 Starlie is a phantom who is easily amused by the littlest things. She enjoys writing, playing the piano and volleyball, weewoos, peophins, and especially collecting avatars (wahey!). *Dududududududu... she's a phantom, phantom*
 Stepha is awesome ^^
 Stormy is an expert game master and collector of avvies, need help with the bd or game avvies? Call me cos I love helping ps tnt hates me
 Swimmy is a friendly Neopian who likes to collect avatars. She practically lives on the AC and likes lending things to people and making them smile.
 Tanya ish a crazy person. She would love to help you, and lend you. She loves neomails so send one on over her way! Shes chatty and sometimes funny ^^
 Tazzeh is nice. She fails at playing games. She likes listening to BucketHead. She takes insults to herself or friends to heart. When she has time she tries to collect slorgs. She can be found on the HC chat (gasp). She likes helping people with their goals. Most of the time, she's dirt poor. She sends random gifts to people. Newbies don't bother her much. After all, she was one herself. Oh! Taz lives next door to a wal-mart and stalks Sarah.
 TJ likes to chat, earn new avatars, and make new friends. You can usually find him on the PWN...TBL boards talking away. He is on every day (unless someone pries him away from the computer), so feel free to neomail him (and perhaps get a "pudding shout")!
 Trace is a 19 year old female and I plan on attending Cosmetology school and eventually opening my own business. I over use almost every smiley face. In my free time I enjoy crafting, collecting stickers, listening to music, and writing amateur poetry.
 Twocents is an avid Neopets player. She is usually working on a game avatar of some sort, writing a NT piece, or collecting Candychans. She appreciates any tips you might have for the *coughs* 40-some game avatars she still needs.
 Wyns How are you? I'm just a normal kid spending most of my time collecting avatars hoping to obtain the top avatar collector avatar. My current goal is to get lent MSPP and to save for a Nerkmid and a Royal Paint Brush. I love all my friends on Neopets. Thanks for reading (: Bye!
 Zipper is the most amazing thing on a jacket you'll ever meet. =)
Frequently Asked
Questions
Now this is a section you want to read before you contact any potential lenders or ask anyone on our boards... getting asked the same question time and time again can be very tiresome! Whew! *wipes brow*
And we put this section right on top of the Lenders section so you have to scroll through and read before you get to the lists! Tricky, eh? Read on!
Q: How can I be listed as a lender?
A: It's easy enough! To become a lender, or someone who LENDS items, just post on the board stating what you lend, what you lend for (full collat, vouchers etc.), and how you lend it if what you are lending is a pet/petpet (pound, transfer, etc.) You will be promptly added to the list (and probably showered with love)!
Q: How can I be listed as a lendee?
A: To become a potential lendee, or someone who is LENT items, simply chat for a while on a PWN...TBL board! Once we have seen that you are friendly and a potentially active member, you will be added to the list along with a maximum of 5 items/pets you would like to be lent.
Q: How can I become a member of PWN...TBL?
A: To become an official PWN...TBL member, you must be an active participant on our boards, have 200+ avatars (exceptions made), and be well-known by several co-founders. Once these are met, you will be added to the member list! Please don't ask multiple times when you will be added as a member. When we feel comfortable adding you to the list, we will do so!
Q: Can I still become a member of PWN...TBL if I do not have 200 avatars?
A: Yes, yes yes! The 200 avatars are more like a "guideline" than a "requirement". While having 200+ avatars does make membership a little easier, extremely active, friendly, and dedicated posters of PWN...TBL boards will be added to the member list no matter how many avatars they have!
Q: What exactly are "ETS items"?
A: ETS, or easy to sell, items are items that can easily be bought and sold for market price. Examples of ETS items are, for example, Baby PB's (~590K NP each), Honey Potions (~800K NP each), and Swords of Skarsden (~11m NP each). If you are not sure if your collateral is "ETS" or not, you are free to ask someone on the board!
Q: Is it possible to be lent without full collateral?
A: Lending for free/low/full is entirely the decision of the lender. If the lender sees that you are an active member of PWN...TBL and have a decent account, s/he might lend you for less than full collateral, but that is in no way guaranteed. If you do not have full collateral, please do not NM lenders! They have quite enough on their plates trying to enjoy playing the site and finding deserving lendees once in a while without being flooded by NM's.
Lenders
Items
 Adam- Full collateral: 11,068,786 NP xxx : full collat only
 BGC- Full collateral: 65,000,000 NP
 Chokato (TCG)- Full collateral: 6,000,000 NP xxx : full collat only xxx : full collat only
 FQD- Full collateral: 1,700,000 NP xxx : full collat only
 ITTPD- Full collateral: 3,000,000+ unless otherwise noted xxx: full collat only
 Meowclops- Full collateral: 8,500,000 NP
 ZDAP- Full collateral: 3,000,000 NP xxx: full collat only
  Prickly Potions- Full collateral: 800,000 NP Trace : full collat
 SDB Packrat- Full collateral: contact lender xxx
   Basic items (dung, codestones etc.)- Full collateral: Depends on the item Anna: NMs ok Avalon Beth Dino Megg
Petpets and Petpetpets
 Gruslen: Jenny : pound only Katy : transfer only Kayla Marie : transfer only Marisa : pound or transfer Sabine : transfer only Sarah : pound only

Harris: Amy Annah : transfer only Cloudy Court Marie : pound or transfer Marisa : pound or transfer Sarah : pound only Tea
 Huggy: Abel Amy Ellen : pound or transfer Frank Chry : transfer only Katie Kayla : transfer only Mandy Marie : pound or transfer Marisa : pound or transfer Rachel : transfer only Sarah : pound only Snazz
 Mazzew: Alexandra : transfer only Amy Amy Frank Gosh : pound only Kayla : (soon) Marisa : pound or transfer Rachel : transfer only Sarah : pound only
 Mootix: Josh : transfer only Sponge Vero : pound or transfer (NM for info)
 Quadrapus: Court Frank Jane Marisa : pound or transfer Sponge
 Slorg: Abel Anna Cloudy Josh : transfer only Kippy Marie : pound or transfer Marisa : transfer only Rachel : transfer only Snazz Sponge
 Snicklebeast: Abel Cloudy Ellen : pound or transfer Jen Kayla Marie : pound or transfer Marisa : transfer only Misty Rachel : Pound or transfer
 Snowbunny: Alexandra : transfer only Cloudy : (soon) Marisa : pound or transfer
Pets
  BD Pet: Amy Jane : transfer only Marie : transfer only Jenny : transfer only Misty Peaches : transfer only Silver : transfer only
 Coco JubJub: Amira : transfer only info Amy : transfer only Annah : transfer only Beth : transfer only Emily : transfer only
 Draik:
-LENDER REMOVED DUE TO OVER-NMING- Mandy : transfer only Silver : transfer only
 Fire Blumaroo:
-LENDER REMOVED DUE TO OVER-NMING- Avalon : transfer only Dino : transfer only to trusted friends Jane : transfer only Kyle : transfer only Marisa : transfer only
 Grey: Avalon : transfer only Beth : transfer only Court Ellen : pound or transfer Frank Katie Marisa : transfer only Sabine Sky : transfer only Sponge Sports Vero : transfer only
 Island Quiggle: Jenneth : transfer only Marisa : transfer only Megg :***got stolen :(
 Jetsam: Amy Amy Ellen : pound or transfer Frank Josh : transfer only Katy : Pound or transfer Kayla Mandy Marisa : pound or transfer Rachel: : Pound or transfer Sandra Sky : transfer only Sponge Sports
 Krawk: Mark : transfer only Silver : transfer only
 Mummy Ruki: Chry : transfer only Diandra : transfer only
Jane : transfer only Sarah : transfer only Sports : transfer only
 Orange Grundo: xxx
 Pea Chia (SuAP NOT included): Avalon : transfer only when you already have a lender
 Pink: Avalon : transfer only
 Sneezles pet: xxxx :
 Snow: Avalon : transfer only Emily Lauren : transfer only
 Werelupe: xxx : transfer only
Lendees
Potential Lendees
Cosmic: Adam, Mootix, Suap, Chokato, and MSPP
MSPP and SUAP Seekers
MSPP Seekers: Zipper
SuAP Seekers: Bridget: Hai there! I am Bridget, I've been a neo addict for several years and been hoping of someone on lending me SuAP. Most of my elite friends have and I kinda feel left out. I have (pathetic) collateral and I swear to give it back. I would never steal any pixels (what would I do with computer pixels anyways?) and give it back. If I did, karma will get me. I have been giving SF codes, have been lent for free, Does not speak in chatspeak, (can do a rubik's cube in 90 seconds), and support my fellow users. I will give it back to you and just to be sure I will put 48 items in my inventory. If you lend me I will hug you until you turn blue (and show you my rubik solving skills). I hope to get lent in the near future.
Nicole:
Hi my name is Nicole but I go by Nikki or Chaz. I am seeking to be lent SuAP but I never have a lot of time on neopets anymore. I would have started looking much sooner but my mother became ill and I have dedicated my last yr to taking care of her. I am now starting to get back to neo in my spare time which I don't have much of as a parent of 5 toddlers I am surprised I have time at all. I do have a pet page application on Thyte where you can find out all about me. I really appreciate any consideration at all of being lent. I also have a pea chia.Thank you very much for your time.
~nikki
Court is awesome.
MSPP/SuAP
Successes
Since PWN...TBL
There have been so many successful lends through PWN...TBL since its creation. Lenders and lendees have formed trusting bonds that have resulted in countless numbers of items, pets, and petpets being lent. Since there are too many successful lends to list, here are just the MSPP and SuAP lendees since the group was created.
Anne Marie: MSPP, SuAP
Caylan: SuAP
Julie: SuAP
Megg: MSPP, SuAP
Jesse: SuAP
Mare: MSPP
J: MSPP, SuAP
Bridget: MSPP
Ghost: MSPP, SuAP
Graphics
Graphics
are located here!!!
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