Neopia's Recession: Normal Fluctuation or Great Depression?
As you all have noticed, Neopians haven't been in the best of worlds this past
month. Interest is dropping,
people are selling their possessions and their stocks, and ghosts
are stealing more. A bunch of people think it's just a normal fluctuation of
the markets. However, I've been around for quite awhile, and never have I seen
the bank drop two interest rates in a week. And while I agree with Ldfrostbite's
article that the Neopians have something to do with this, it seems that
the all mighty powers of Neopia are contributing as well. For instance, do you
know that many games that newbies relied on to get them started (i.e. Swarm)
have suddenly gotten their NP values cut in half. Everyday items are becoming
more expensive, yet we don't notice. What's next, suddenly the banks will close,
and our hard earned Neopoints for our pets are gone? If Neopian citizens don't
watch out, they may find themselves in one of Earth's disasters - the Great
Depression. Now, how do you shield yourself from something like this? Here are
a few suggestions:
Money - A blessing and a curse. If the bank close (lack of funding,
etc.), and you usually keep it in the bank vault, you're going to suddenly be
out of that money. Here are a few other places to stash your hard earned cash.
For the average Neopian (1,000 - 99,000 NP)
First off, if you keep your money in the bank, withdraw it and carry it in your
satchel. If you're afraid of Ghosts getting at it, you can always store it in
a secondary account (but remember, don't play games on that account.). You do
that by pricing a throwaway item in your other account's shop for however much
money you have, then go onto your main account and buy it.
For the above average Neopian (100,000 - 500,000 NP)
You've obviously been around a while for you to accumulate that much money.
For you the idea of carrying around that much money seems like a bit of a hassle,
especially when the ghosts suddenly decide to swipe a few thousand Neopoints
There are two options: Store it in a secondary account (see above) or store
it in your shop's lockbox. They way to do the latter is simply to price throwaway
items in your store at 99,000 (do this several times until you get into the
50,000s and then price it for the remainder of your money) and buy them. All
your money goes straight to the shop lockbox and acts slightly like the bank
(except to deposit money you have to buy things from your shop.).
For the richer Neopian (500,000 and more)
You can always use the two methods already stated, but if you just aren't sure,
you can suspend it in an auction with a secondary account. The way to do this
is for your secondary account to post an auction with a junk item in it, and
for you to go onto your account and bid on it with all your Neopoints. The auction
hangs in midair, and you don't have to worry about ghosts. However, this way
is slightly inconvenient for the fact that it becomes quite hard to withdraw
money if you'd like it. If you want to have access to some of your money, I'd
suggest that you split half in the auction and half in the shop lockbox.
The same with the bank could happen to the Safety Deposit Box, so here are
some options for safekeeping the items.
Shop: If you have a large shop, move your items into it and price
them at zero. Of course, this is a slight hassle when you're trying to find
the right item to price if you run a buisness.
Trade: Like suspending your money, you can suspend your items just
by hanging them up for trade.
Secondary Account: You can move a maximum of 50 items to your secondary
account (for that's how much the satchel holds).
Your pets should be fine, after all, you're not keeping them locked up in
a Safety Deposit Box,
I hope this helps you to prepare.